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FHA Home Loans

FHA loans are great for buying AND refinancing!  We are an approved FHA lender and the FHA is one of our most popular loans, allowing more people to qualify under the flexible credit guidelines. FHA loans offer low fixed rates and security of a  government insured loan. To find out if an FHA loan is right for you, contact us today.

Refinancing with an FHA loan:
You can refinance up to 97.75% of your home's value. You can even get cash from your home to consolidate your high interest debt to a low, fixed rate FHA cash out refinance loans allow you to take out up to 85% of your home's value.

If you're currently in an FHA loan, you  could get a lower mortgage rate and payment with an FHA Streamline. The FHA Streamline offers a limited documentation option, has flexible credit requirements, and you could even avoid an appraisal.

Buying a home with an FHA loan:
Your down payment can be as low as 3.5% of the price of the home.

First-time home buyers can get the first time home buyer credit up to $8,000! First-time home buyers includes anyone who hasn't owned a home in the past  three years.

FHA also allows seller concessions up to 6% of your home purchase price.

Contact us for a FREE FHA pre-approval.
 

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